Hit-and-Run Driver Responsible for Property Damage Claim August 29, 2011 A hit-and- run driver hit a car, which in turn was pushed into a building.…

Is liquid waste an object?

Certificates of Insurance and Insureds August 18, 2011 My question is concerning the Acord 25 Certificate of Liability. We have an insured with an…

Intentional Acts and Unintentional Results August 18, 2011 I am handling a homeowners liability claim under the HO5 policy. Our insured was conducting…

Power Failure or Wear and Tear? August 18, 2011 The insured carries an HO 00 03 (4/91). A light fixture in the insured's living room began to spark…

Occurrence Requires an Accident August 18, 2011 Our insured has a HO 00 03 04 91 policy. A liability claim has been presented against the policy. A…

Actual Cash Value, Replacement Cost, and Property Coverage Forms A contractor is insured under a CP 00 10 04 02, which covers his premises and contents.…

Questions if the monthly limit of indemnity on the business income coverage form also applies to the utility services - time element endorsement.

Discusses if business income insurance is available to a nonprofit organization.

Discusses whether business income coverage applies to suspension of operations due to snow accumulations on access roads.