Mobile Equipment Coverage under the Garage Form December 6, 2011 Would the garage policy extend coverage for a tow truck driver who is called to the…

Vandalism Damage Repaired by Insured December 6, 2011 The form is CA 00 05 03 06. The insured had multiple garage owned vehicles damaged by vandalism.…

Deductible and Number of Occurrences under Property Policy December 12, 2011 Our insured, a commercial bank, has a foreclosure that is a large vacant…

Pollution Liability Coverage under Truckers Policy Our insured has a truckers policy with endorsement CA 99 48 attached; this endorsement provides broadened…

Property Damage and the CGL Form   November 28, 2011 What Is Property Damage?   Summary: The commercial general liability (CGL) forms will…

Storm Damage Raises Deductible Questions November 21, 2011 A commercial building sustained wind damage to the roof and interiors as a result of a windstorm.…

Unintentional Damage November 22, 2011 With an impending hurricane coming, the insured boarded his windows with plywood nailing through the vinyl siding…

Deductible Calculation November 22, 2011 In a settlement for contents with no replacement cost coverage so the contents will be settled at ACV only…

Auto Parts as Art Work November 22, 2011 The insured had many classic auto parts on his walls as art. Parts used included a Corvette hood, a steering…

Water Lines as Structures Attached to the Dwelling November 22, 2011 Underground tree roots the insured's water line and sewer lines, which are connected…