Core Article Library


October 06, 2009

12/26/2005 A new article, AAIS Mobile Medical Equipment Coverage form, was added to FC&S this week. 12/19/2005 The article Handling a Total…

September 30, 2009

Reporting Loss After Policy Expires Home is insured under a HO0003Z policy from 5/27/2009 - 5/27/2010. Just after renewal, the insured dies and the…

September 23, 2009

Off-Premises Property of Insured Significant Other The named insured's significant other is listed as an additional insured on the AAIS HO 0003 01…

September 23, 2009

"Ways Immediately Adjoining" Description I have a claim against our insured's HO-4 (10/06) form. The claimant injured herself while helping our insured…

September 23, 2009

Insured Property or Insured Location The insured owns a two family /two story dwelling that is insured on an HO 03 04 91. The insured lived on the first…

September 21, 2009

Golf Carts, Auto Policy, CGL Form In our town, a recent ordinance has been posted that has made golf carts street legal, within certain guidelines and…

September 09, 2009

Water Exclusion Clause—Archived Article December 2004 In Property Insurance Forms Summary: A standard feature of property insurance forms…

September 03, 2009

Miscellaneous ProfessionalLiability Coverages October 2009 Special Coverage Forms Summary: A discussion of miscellaneous professional liability…

Embezzlement and the Homeowners Policy Our insured is one of those people who lost money in the Madoff scheme. Is there any coverage for the insured's…

Duties in the Event of Loss Expense in Question A contractor sealed off an area where underhanging roof tiles were blown away by a windstorm and birds…