Assumption of Obligation Explained November 8, 2010 Duty C. in Section V. Duties After Loss of the ISO Personal Umbrella Policy reads as follows: "…

Son Living in Other Structure a Member of the Household? November 7, 2010 I have a question on an HO 00 08 04 91. The insured's forty-two-year-old son…

Insuring Hired and Borrowed Autos November 16, 2010 Under Business Auto Coverage Form Summary: Most organizations have a need…

Pollution Liability and Product Damage November 15, 2010 The insured sold a container with bleach to customer. While the customer was transporting the…

Is a tripped breaker a covered cause of loss for business income?

Insuring Nonowned Autos November 8, 2010 Introduction Summary: The business auto coverage form (BAP) can be used to insure autos owned by the…

Cohabitating Fiancé November 1, 2010 We denied a burglary claim due to the stolen property belonging to a roomer/tenant and the covered property…

This article explains nonownership liability coverage.

Unloading of Vehicle is not Direct Physical Loss The insured has a Business Auto Policy with a tractor and a trailer listed on it. The tractor has symbol…

Damage to Air Conditioner Caused by Power Surge October 11, 2010 We have a coverage question under our HO3 policy. The insured's AC unit condenser was…