Med Pay or Health Insurance January 3, 2011 Recently, many health insurance carriers are requesting we reimburse them under the Med Pay portion of the…

Volunteers as Insureds December 27, 2010 The CGL form states that volunteers are insureds while performing duties related to the conduct of the named…

12/27/2010                             An…

Designated Premises Endorsement and Off-Site Risk Exposures Our insured carries a BOP with the CG 21 44, Designated Premises endorsement. The insured…

Garagekeepers Coverage and Valet Parking The insured maintains valet parking for customers. The weather was hot, so the valet driver lowered the window…

Replacement Cost Claims and Time Restrictions The insured has a Special Form Homeowners Policy (ISO form), with replacement cost coverage on the contents.…

Drywall Behind Paneling December 14, 2010 I am handling a fire claim in which there was fire-taped drywall behind the paneling. The insurance company…

Employer's Liability Exclusion and Injury to Child of Employee The claimant in this situation is the child of an employee of our insured. She was injured…

Employee Definition and Interns Under the ISO business auto policy, is an intern for a college or school administration considered an employee of the…

Irrigation System: Plumbing or Not? November 7, 2010 We have an insured with a Masterpiece homeowners policy with Chubb. The insured has an irrigation…