Fungi or Bacteria Coverage Question Our insured is a pest control business. Endorsement CG 24 25, limited fungi or bacteria coverage, is attached to…

Residence Premises Defined? One of our homeowners insureds (on an HO 00 03 10 00) was in a nursing home for nearly five years prior to her death. Her…

Transfer of Rights of Recovery March 21, 2011 In the BAP, CA 00 01, under the Transfer of Rights of Recovery Against Others to Us clause, who is the…

This article discusses how insurance is handled in Canada.

Paint Particles Throughout House March 7, 2011 The insured had a painter performing some interior spray painting on the stair railings. Based on the…

The insured is a transportation long haul trucking entity with terminal operations in NJ. This loss occurred at the insured premises and during terminal…

Loss Payment to Partners February 23, 2011 I have a client who is named on the deed but not on the insurance policy. His partner is named on the deed…

Vehicles Used to Service Insured Location February 2, 2011 Please provide your coverage opinion. Our insured resides in Perris, CA and was the victim…

Questions set temperature requirement to maintain heat in a home.

Exploding Glass February 2, 2011 I have a claim with an HO 00 03 (4-91). The claim involves a tempered glass wall in a shower spontaneously exploding.…