Owners, Named Insureds, and Additional Insureds We have a policy where four siblings own a home. The mother lives in the house but deeded the property…

Is a recommendation for a gutter cover covered under ordinance or law?

A question of coverage for mold damage when the mold is hidden inside a cabinet.

What coverage is available when a residence suffers a second fire loss while repairs are being made for an earlier fire loss?

Professional Liability Insurance May 2011 Introduction to Standard Forms Summary: Virtually any business or firm can become liable for injury to…

Homeowners Coverage for a Business Property Our insured is an employee of a rural water association. Someone stole a water line detecting device from…

Trailer Coverage under BAP In the opinion of FC&S, and in consideration of the form CA 00 01 10 01, business auto coverage form, does provision…

Functional Replacement Cost Insurance and Property Coverage April 14, 2011 We have a large commercial claim in which the insurance carrier has put a…

Digital Images Destroyed by Fire April 4, 2011 I have a total loss fire being handled under an all risk policy. A portion of the claim is for $3,755…

Property Placed in a Trust March 28, 2011 I have several clients whose property has been placed in a living trust. They own nothing. Their trust…