Discusses the term actual cash value, fair market value, and the broad evidence rule as determined by states and various court cases.

This Q&A looks at damage that occurred after incorrect fuel was accidental put into the fuel tank, causing the engine to seize.

Discusses snow melt, flood, tornadoes and other disasters and how to prepare.

Discusses the temporary authorization for adjusters to work flood claims in Hawaii.

Describes a bulletin issued March 11, 2021 describing certificate requirements.

What happens when an insured installs panels that then buckle and need to be replaced.

An analysis of new and revised umbrella and excess endorsements to be effective 8/1/2021.

Discusses manhole explosions and coverage for loss or damage under personal and commercial lines.

The court found that the insured did not hold the funds that were diverted, so the insurers were not on the hook for coverage.

This article discusses data breaches and what is generally required by a company when a breach occurs. Includes a chart of state statutes.