Peculiar Risk Doctrine Q One of the coverages that I have recently decided to provide for my clients in California is workers compensation. Reading…

Boat Dealer's Coverage under Marina Operators Form Q Our insured operates a boat dealership and marina. Coverage is under a Marina Operators form…

Personal Comfort Doctrine Explained Q We know that workers compensation coverage is to apply when an employee is injured in the course of employment.…

Usual Exertion Doctrine? Q I was reading about something called the "usual exertion" principle in a workers compensation case that was before the…

Workers Compensation for Employee on Break I have a question related to a CGL claim. The insured's employee left the building, and was walking to a…

Pollution Attributed to Vandalism Q We recently had a claim where a covered auto (a fuel tanker-trailer) was damaged by vandals when they ran a piece…

Ocean Marine—In Rem Action Discussion Q Our new client is interested in buying proper insurance coverage for his business exposures. We have…

Workers Compensation, Uninsured Motorist Coverage, and Subrogation Rights A former employee was allegedly injured in an auto accident a few years ago.…

Garage Policy not for Storage Expenses Our insured is a trailer/RV dealer. His Dodge truck had a fire in the engine. At the time, the insured was pulling…

Employee's Salary a Continuing Operating Expense Who decides which employees and their payroll remain during the period of restoration? The insured…