Our insured owns an apartment complex. One building suffered an electrical fire at approximately 9:00 A.M. The fire caused enough smoke and electrical…

General Liability Coverage at Designated Premises CG 21 44, limitation of coverage to designated premises or projects, is an endorsement to the CGL…

Animal Chewing Not a Result of InfestationWe  have a commercial property claim where the property management company for a housing subdivision…

Discusses whether property management fees should be included as a business income expense.

Damage to Property Exclusion Applicable to Loss? Our insured was hired to lay carpet in a customer's home. As the insured and his two employees were…

What happens when fire damages a building and the rest is ordered to be demolished.

Is a contractor error a cause of loss?

Lawn mower as mobile equipment.

Does a wind loss trigger coverage for removal of asbestos?

Discusses whether the earth movement exclusion applies to damage caused by pile driving.