Volunteers Covered under CGL Form? Q I am the agent for the owner of a mobile home park.  Some tenants of the park have volunteered to work at…

Loss of Use Exposure under CGL Form? Q There is a gray area in terms of property in the care, custody, or control of a commercial general liability…

Faulty Work Exclusion under CGL Form Q I'm handling a claim in which a contractor was installing a window. He already had installed the actual window.…

Spoilation of Evidence Claim and the CGL Form Q I read an article recently that mentioned spoilation of evidence and noted possible coverage issues…

Property Not Covered Includes Phone Cards? Accounts, bills, currency, deeds, food stamps or other evidences of debt, money, notes or securities. are…

Officers and Directors Insureds under CGL Form? Q We insure a club with a commercial general liability policy. One board member often is on club premises…

Glass Damage and the CGL Form Q Our insured is a window cleaner. One of his friendly competitors had a claim involving scratched windows which the…

Coverage Territory under CGL Form Does a location have to be listed on the declarations page of a commercial package policy in order for the general…

Ordinance or Law Coverage—Need for Q We are insuring the owner of a new multistory construction project. Would we have a potential coverage…

Builders Risk—Does Occupancy Equal Completion? Q Our insured had a completed value builders risk policy on a four-townhouse building under construction.…