Your Product and Your Work Exclusions Our insured is the manufacturer of modular homes. Most of the home is manufactured at the factory and then…

Our insured is a contractor and two of its employees got into a fight at the job site; the foreman broke up the fight and fired both employees. Then,…

Care, Custody, or Control Exclusion and Truck Damage Q We insure a company that has symbol 1, any auto, on its business auto policy (BAP). This insured…

When an officer of the company loans lawnmowers and four-wheelers to the company, where is coverage found?

Stacking Of Coverage On Mobile Equipment Q We sometimes insure some scheduled mobile equipment on the business auto coverage form for liability and…

Pollution Cleanup and the CGL Form Q Our client operates an automotive supply business. His warehouse burned to the ground. Much of his merchandise…

Semitrailer Included as "Any Auto" in Garage Policy? Q A garage policy insured was using one of his trucks to pull a customer's semitrailer from one…

Dealer unwittingly buys, and then sells, stolen car, and has to make good on it to the unfortunate buyer.

We insure a trucking company whose fleet consists of several trucks with refrigeration equipment. The client specializes in transporting food items…

Semitrailer Included as "Any Auto" in Garage Policy? Q A garage policy insured was using one of his trucks to pull a customer's semitrailer from one…