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When soot damages the neighbor's building, and is a malfunctioning boiler a hostile fire?
Pollutant Defined Q The pollution exclusion on the commercial general liability (CGL) coverage form can be very extensive, partly because the definition…
Builders Risk—Coverage for Existing Structure? Q We are an adjusting company. Our client is insured under a standard builders risk form. The…
Discusses sexual abuse and duty to defend.
Discusses the potential liability of a landlord when premises are leased to tenants with various exposures.
Reimbursement of Defense Costs An Insurer's Duty to Defend or Duty to Lend September 2006 Summary: This article discusses the duty of the insurer…
What is a Claim? September, 2002 A Treatise on What Constitutes a Claim Summary: This is an article written by Mr. Thomas M. Bower, a partner…
Is Betterment Deduction Allowed in Property Damage Claim? Our insured has a business auto policy and a claim arose recently wherein an employee backed…
Personal Auto Insured on BAP—Who Is an Insured? Our policyholder is a corporation. There is a fleet of several vehicles insured on it.…
Property Manager Liable for Fire Damage? Our agency insures several property managers of condominium associations. The general liability policies for…