This question deals with breakdown of equipment and related coverage.

Broken pipe under slab adn cost to access pipe for repair.

Discusses a low property limit and expensive extra expense coverage for both a permanent and temporary location following a loss.

Our commercial property insured is a condominium complex. When we applied for the policy, we requested a blanket limit on the buildings of $1.3 million.…

In performing engine work, insured leaves out oil plug and damages engine.

Damage to pipes caused by testing required by ordinance.

Our client owns a two-story commercial building that is insured on an ISO commercial property form. There are offices on the first floor and apartments…

Are personal tools stolen from a company vehicle be covered at actual cash value?

The insured is a package/shipping store. The store was hired to ship two items via UPS. The insured packaged the items and then shipped the items by…

Examines whether the expense of digging up a water pipe leading from the building to the street to effect repair of the pipe where leaking and damaging the building is covered under the commercial property policy.