Hit-and-Run Driver Responsible for Property Damage Claim August 29, 2011 A hit-and- run driver hit a car, which in turn was pushed into a building.…

Discusses application of depreciation in determining actual cash value with regard to commercial property, personal property, and autos.

Actual Cash Value, Replacement Cost, and Property Coverage Forms A contractor is insured under a CP 00 10 04 02, which covers his premises and contents.…

Discusses loss of business income and time to be restored to normal income level.

Questions if the monthly limit of indemnity on the business income coverage form also applies to the utility services - time element endorsement.

Discusses business income when autos are involved.

Discusses if business income insurance is available to a nonprofit organization.

How does negligent action of contractor impact insured's coverage for business income?

A striker is injured by a fellow employee driving a covered auto. Does the business auto policy (BAP) respond?

Differentiating between when business income or extra expense applies.