Ordinary Payroll Limitation Described March 12, 2012 In the typical ISO business income form under ordinary payroll limitation it states in part, "Ordinary…

Insured Contract Coverage under the BAP May 21, 2012 Our insured has a BAP policy with symbol 1 for liability and symbol 8 for physical damage.  An…

May 18, 2012

Unintentional Error or Omission Provisions of Property Policies   May 21, 2012   Summary: A provision of some independently-filed and manuscript…

Wind or Hail Percentage Deductible Calculations May 14, 2012 Our insured has commercial property coverage for three buildings at one location in Florida…

An explanation and overview of host liquor liability and related issues.

Discusses three steps required to determine the validity and scope of contractual liability coverage.

Coinsurance An Explanation for Insureds Summary: Those who work inside the insurance industry often have difficulty understanding and explaining…

May 10, 2012

Workers Compensation and Employers Liability Policy—Archived Article January, 1997 A Discussion Summary: The current…

May 10, 2012

Workers Compensation andEmployers Liability Policy May 2012 A Discussion Summary: The current workers compensation and employers liability insurance…

April 30, 2012

Coverage question related to an unlisted driver on a rental agreement.