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On a policy endorsement for "Newly Acquired or Constructed Property," does the term "acquired" refer to legal possession or physical possession?
A summary of the ISO Circular for November 20, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.
New Mexico has issued an amended bulletin to provide correct information.
A summary of the ISO Circular for November 19, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.
A summary of the ISO Circular for November 14, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.
A summary of the ISO Circular for November 14, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.
A summary of the ISO Circular for November 12, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.
The employer mailed a notice of intent to contest the claim just before the deadline, but it was not received by the Workers' Compensation Commission until after the deadline.
When a customer's ordered vehicle is damaged while modifications are being made before delivery, where is coverage found?
An insured had two policies insuring a vehicle at the time of an accident, but one insurer denied the claim, arguing that their policy had been terminated.