Pollution Exclusion and Clean Up Charges July 2, 2014 Our insured was hired by a restaurant to clean the hoods, grates, etc. Grease from prepared food…

Collision Damage Waiver and Coverage under the BAP July 2, 2014 Our insured driver had an at-fault motor vehicle accident in which the claimant's vehicle…

Broad Coverage under Auto Med Pay Endorsement July 2, 2014 The attachment of an auto medical payments coverage endorsement (CA 99 03 03 06) to a standard…

Deductibles and the BAP July 2, 2014 Our insured lost control of his owned tractor which was connected to his owned trailer. Both units sustained damage.…

Broad Form Products Coverage under the Garage Form July 2, 2014 The insured garage replaces engine in a customer's car. The engine that was installed…

How to deal with undefined terms in a policy.

When loading goes awry.

Discusses business income coverage and the insured operating the business at a loss.

Named Insured on Builders Risk Policy Entitled to Total Value of Loss June 30, 2014 If the named insured on an inland marine builders risk policy…

This article discusses the coverages and exclusions of the National Flood Insurance Program general property form. This is used to insured commercial property risks.