Mold Damage Claim Covered by CGL Form? Will the CGL form respond to a mold/fungi bodily injury claim? Our insured has discovered mold on one side of…

Sole Proprietor Is Named Insured under CGL Policy A woman who is the sole proprietor of a cleaning business broke artwork she was cleaning in a client's…

Replacement Cost on New Site Q One of our insureds owns a building that was destroyed by fire. Instead of rebuilding it in the exact same location,…

Damage to Property Exclusionand Carpet Cleaning Q Our insured, a carpet-cleaning company, carries a standard ISO CGL policy (1998 edition). An employee…

Employers Liability Exclusion under CGL Form In a claim where a doctor is suing a hospital because the latter negligently suspended the doctor's privileges…

Installation Floater—Subcontractor's Vandalism Loss Q Our question concerns a dispute as to whether wiring installed by our insured, an…

Fire Legal Liability under the CGL Form Our insured employs medical personnel on a temporary traveling basis; that is, if a nurse or other medical professional…

Overhead Transmission Lines Definition Q Our insured has purchased coverage for off-premises power failure, which includes coverage for losses caused…

Co-employee Exclusion Under CGL Form Q I handle the insurance for a construction company that is negotiating a construction contract with a landowner.…

Completed Operations Liability — Coverage Territory Limits Q What are the territorial limitations in a commercial general liability (CGL) coverage…