Deductible Subrogation Question Q Our insureds sustained a large fire loss to their restaurant approximately six years ago. The insurer paid close…

Cross Liability, Additional Insureds,and the Separation of Insureds Q We have a question about cross liability, additional insureds, and the separation…

Contractual Liability Coverage and the Meaning of "Execution" Q We have a question dealing with the contractual liability coverage offered under a…

Employee an Insured Under CGL Form? Q Our insured is a high rise residential condominium association and is covered by a commercial general liability…

Crop Spraying Claim and General Liability Coverage Q Our insured is a crop sprayer. He inadvertently mixed a fertilizer product with a weed killer.…

Replacement Coverage for Awnings Q Our question concerns replacement cost coverage for awnings. In the ISO commercial property form CP 00 10 04 02…

Intentional Injury and Coverage under the CGL Form Our insured has a standard CGL form. The insured was recently sued and the allegations in the complaint…

Sinkhole Collapse under Commercial Property Form Q Our insured's building is covered by the building and personal property form (CP 00 10 04 02),…

Broadcasting Activities — Personal and Advertising Injury Q We have a question concerning the ISO commercial general liability policy's coverage…

Insurer Not Required to Replace Damaged Property with Comparable Property Our insured's 1996 Palfinger Crane Model PK10500 was declared a total loss.…