Sprinkler System Covered under Commercial Property Policy? Q Our insured has ISO commercial property form CP 00 10 10 91 with open perils causes of…

Mobile Equipment Definition Includes Lunch Wagon? Q We have a question concerning the definition of "mobile equipment" as it appears on the commercial…

Erroneous Delivery and the BAP Q Our insured is in the business of retail fuel oil supply. He sells the fuel oil and also delivers it to the customer's…

Completed Operations Coverage for Damaged Mirror Q We have a question involving coverage under a businessowners liability policy (BP 00 06 01 97).…

Volunteers Covered under CGL Form? Q I am the agent for the owner of a mobile home park.  Some tenants of the park have volunteered to work at…

Loss of Use Exposure under CGL Form? Q There is a gray area in terms of property in the care, custody, or control of a commercial general liability…

Faulty Work Exclusion under CGL Form Q I'm handling a claim in which a contractor was installing a window. He already had installed the actual window.…

Spoilation of Evidence Claim and the CGL Form Q I read an article recently that mentioned spoilation of evidence and noted possible coverage issues…

Property Not Covered Includes Phone Cards? Accounts, bills, currency, deeds, food stamps or other evidences of debt, money, notes or securities. are…

Officers and Directors Insureds under CGL Form? Q We insure a club with a commercial general liability policy. One board member often is on club premises…