Loading or Unloading Coverage Gap Under the CGL Form Q It has come to our attention that many of our clients may have less coverage than they think…

Med Pay Coverage for Students Q What is the eligibility status of Motorcycle Safety School (MSS) participants for medical payments under the CGL policy,…

Obscenity Allegations and the CGL Form Q Is it possible that a claim arising from obscenity could be covered by a commercial general liability policy?…

Loading and Unloading Coverage Question Our insured was delivering a desk at the loading dock of the customer when the shipping container which was…

Mobile Equipment Exclusion Applicable to 4-Wheeler Rally? Our insured is the chamber of commerce for a small rural community. The insured is sponsoring…

Mobile Equipment or Auto Under CGL? Our insured is a road builder. He uses a water truck in his work to dampen the terrain to keep the dust down during…

Loss of Use as Property Damage Q We insure an electrical company that was hired to do work in a vacant apartment of a large apartment building. The…

Mobile Equipment Coverage away from Insured Premises? This question concerns the use of mobile equipment, specifically a golf cart. The golf cart was…

Mobile Equipment Under the CGL Form   Our insured is a road builder. He uses a water truck in his work to dampen the terrain to keep the dust…

Other Insurance Clause and the Additional Insured Q Our insured, Company X Electronics, Inc., was named as an additional insured on another party's…