Crop Spraying Claim and General Liability Coverage Q Our insured is a crop sprayer. He inadvertently mixed a fertilizer product with a weed killer.…

Replacement Coverage for Awnings Q Our question concerns replacement cost coverage for awnings. In the ISO commercial property form CP 00 10 04 02…

Intentional Injury and Coverage under the CGL Form Our insured has a standard CGL form. The insured was recently sued and the allegations in the complaint…

Broadcasting Activities — Personal and Advertising Injury Q We have a question concerning the ISO commercial general liability policy's coverage…

"Fine Arts" Does Not Include Wall Plaques<br>A fire totally destroyed a VFW post's building and personal property, for which the insured was paid the…

Can an insurer contest the extent to which the insured builds a newer and better structure?

Damage to Property Exclusionand Carpet Cleaning Q Our insured, a carpet-cleaning company, carries a standard ISO CGL policy (1998 edition). An employee…

Are personal tools stolen from a company vehicle be covered at actual cash value?

Discusses friendly fire, hostile fire, and care, custody and control.

Completed Operations Liability — Coverage Territory Limits Q What are the territorial limitations in a commercial general liability (CGL) coverage…