Builders Risk—Coverage for Existing Structure? Q We are an adjusting company. Our client is insured under a standard builders risk form. The…

Pollution Claim and Mobile Equipment Our insured was hired by the claimant to replace the entire roof on the claimant's house. The insured brought equipment…

Beating a Result of Riot or Civil Commotion? We have a commercial fire policy on a rental unit with named perils coverage that includes riot or civil…

Sinkhole Collapse — Demolition Expense Q Our insured is the owner of a large commercial office building insured under commercial property form…

During replacement of the roof water enters and damages the interior of the building.

Loading and Unloading Q The verb "to accept" figures importantly in both business auto and commercial general liability forms in the context of the…

Property Damage to Rented Premises The CGL form allows coverage for property damage to premises rented to the named insured for a period of seven or…

Volunteer Workers and the CGL Form Q We have had many inquiries lately regarding the status of volunteers under the CGL form. We would like to have…

Covered Auto Designation Symbol Question If a business owner mistakenly deletes a vehicle during the policy year and later in the year has an accident…

Products Liability and CG 24 07 01 96 Q Does endorsement [IDL:CG 24 07 01 96^CG 24 07 01 96^CG 24 07 01 96] — Products/Completed Operations…