Discusses a low property limit and expensive extra expense coverage for both a permanent and temporary location following a loss.

Our commercial property insured is a condominium complex. When we applied for the policy, we requested a blanket limit on the buildings of $1.3 million.…

In performing engine work, insured leaves out oil plug and damages engine.

Damage to pipes caused by testing required by ordinance.

Our client owns a two-story commercial building that is insured on an ISO commercial property form. There are offices on the first floor and apartments…

Are personal tools stolen from a company vehicle be covered at actual cash value?

The insured is a package/shipping store. The store was hired to ship two items via UPS. The insured packaged the items and then shipped the items by…

Examines whether the expense of digging up a water pipe leading from the building to the street to effect repair of the pipe where leaking and damaging the building is covered under the commercial property policy.

How insurable interest affects ability to add mortgagee for business income coverage.

Discusses how the Ordinance or Law Coverage Endorsement, CP 04 05 10 90, responds to the Americans with Disabilities Act (ADA)