Pollution Liability and Product Damage November 15, 2010 The insured sold a container with bleach to customer. While the customer was transporting the…

Is a tripped breaker a covered cause of loss for business income?

Insuring Nonowned Autos November 8, 2010 Introduction Summary: The business auto coverage form (BAP) can be used to insure autos owned by the…

This article explains nonownership liability coverage.

Unloading of Vehicle is not Direct Physical Loss The insured has a Business Auto Policy with a tractor and a trailer listed on it. The tractor has symbol…

Loss of Value Is Not Direct Physical Damage October 18, 2010 Our insured is an antique dealer with a special businessowners form. He purchased two…

October 13, 2010 Water Damage Claim Excluded by Wear and Tear Exclusion This question concerns coverage on a BP 00 02 12 99. It is a typical water damage…

Undamaged retaining wall and loss to rest of building.

October 13, 2010 Breaking In and Exiting Damage Covered; Other Theft-Related Damage Not Covered Our insured suffered a theft of copper piping and water…

Application of ordinance or law endorsement when policy is replacement cost.