August 17, 2011

Differentiating between when business income or extra expense applies.

Discusses whether business income coverage applies to suspension of operations due to snow accumulations on access roads.

August 17, 2011

Discusses questions surrounding the 72-hour waiting period.

Actual Cash Value, Replacement Cost, and Property Coverage Forms A contractor is insured under a CP 00 10 04 02, which covers his premises and contents.…

August 17, 2011

Discusses loss of business income and time to be restored to normal income level.

August 17, 2011

What happens when the ceilings contain asbestos; does the association or the unit owner have to provide coverage?

August 17, 2011

Discusses business income when autos are involved.

August 17, 2011

A striker is injured by a fellow employee driving a covered auto. Does the business auto policy (BAP) respond?

August 17, 2011

Does a bomb threat that triggers evacuation trigger business income loss coverage?

August 17, 2011

If the business is closed due to a restraining order, is that loss of income covered as business income?