Discusses the requirements for civil authority action to be a covered business income loss.

Answers concerns about whether insured's business personal property should be combined under one limit with business personal property of others on a commercial property policy.

Discusses the utility service exclusion and its application in a claim for extra expense coverage.

Commercial General Liability Coverage Form (Claims-Made Form), April 2013 edition.

CG 00 14 04 13 Commercial General Liability Coverage Form, April 2013 edition

CG 00 38 04 13 Products/Completed Operations Liability Coverage Form, April 2013 edition

CG 00 34 04 13 Liquor Liability Coverage Form, April 2013 edition

CG 20 38 04 13 Additional Insured - Owners, Lessees or Contractors - Automatic Status for Other Parties When Required in Written Construction Agreement, April 2013 edition

CG 00 09 04 13 Owners and Contractors Protective Liability Coverage Form - Coverage for Operations of Designated Contractor, April 2013 edition

CG 00 37 04 13 Products/Completed Operations Liability Coverage Form, April 2013 edition