Business Income Worksheet Comparison—Archived ArticleReviewed January 20, 2010The Business Income Worksheet and the Combination Gross Earnings…

August 1, 2014  Fire, Other Legal Liability for Commercial Risks  Summary: Under common law, anyone who negligently damages property of another…

The Microorganism Exclusion August 5, 2014 The insured is a hotel. Claimant and her children and husband stayed at the insured hotel for seven days.…

July 28, 2014 I have a case where a frame restaurant has a sprinkler system and is recognized by ISO as being sprinklered, but the system does not…

Installation Floaters December 17, 2013 Written in Conjunction with Builders Risk Policies Summary: The typical builders risk…

On War Exclusions and Coverages: Aviation Insurance Info. after MH-17 Crash   Reprinted from PropertyCasualty360.com By Phil Gusman July 17, 2014…

Broad Coverage under Auto Med Pay Endorsement July 2, 2014 The attachment of an auto medical payments coverage endorsement (CA 99 03 03 06) to a standard…

Deductibles and the BAP July 2, 2014 Our insured lost control of his owned tractor which was connected to his owned trailer. Both units sustained damage.…

Pollution Exclusion and Clean Up Charges July 2, 2014 Our insured was hired by a restaurant to clean the hoods, grates, etc. Grease from prepared food…

Broad Form Products Coverage under the Garage Form July 2, 2014 The insured garage replaces engine in a customer's car. The engine that was installed…