This analysis describes the introduction of new replacement forms for the ISO Commercial Cyber product. This is Part One of the analyses, which identifies the forms being replaced and provides an analysis of form CY 00 03, Sections I-IV. A separate analysis will address the remaining sections of that form. Additional contract analyses will address this comprehensive replacement of the ISO cyber product, to be effective 11 21.

This is Part Two of a multiple part contract analyses of ISO Cyber replacement forms to be effective 11 21. Part Two continues the analysis of CY 00 03 11 21, covering Sections V-X of the Information Security Protection Cyber Policy, which replaces form CY 00 03 11 18.

Recording of July 28 webinar Condominiums- Insurance: Your Questions Answered.

The insured is a body shop, who happens to be repairing a customer auto. While having the care, custody and control of a client's car, an employee collided…

Updated daily, provides an overview of the ISO optional endorsements providing business interruption coverage for COVID-19 disruptions and constant updates from insurance departments as they issue bulletins.

CW: Attempted Suicide. The Wisconsin Supreme Court found that a man who was gored by a bull while working in his employer's livestock yard will not receive coverage.

Water presents one of the more confusing issues in coverage. The difference between backup, overflow, and discharge is important for determining coverage but these are not defined policy terms. Likewise, whether the water comes from drains or sewers on or off premises makes a difference as well. This article reviews this issue and homeowners and commercial property endorsements that provide coverage.

Found in favor of a policyholder in a case that reaffirms an insurer's broad defense obligation, holding that an insurer could not evade coverage on the grounds that the insureds were not acting in an insured capacity.

When the slip and fall isn't necessarily accidental.

An insured put up with insufficient airflow for several years when a regular inspection would have caught the problem much earlier. But will there be coverage for this insured's loss?