This is the second in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the insuring agreement, sensor, and premium sections of the policy.

March 13, 2023

This is the first in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia.

This document analyzes the bailees customers coverages and explains the changes in the 12 20 edition of the form.

January 25, 2023
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An analysis of the Bailees Customers Coverage form IH 00 85 12 13.

This discussion looks at the differences between a claims-made policy and an occurrence policy, and how the retroactive date affects coverage under the claims-made form. 

December 21, 2022

This is an introduction to and analysis of new ISO endorsements being made available to exclude liability exposures of or relating to PFAS chemicals.

December 05, 2022

This is an introduction to and analysis of new ISO endorsements being made available to exclude commercial umbrella and excess liability exposures of or relating to PFAS chemicals.

August 15, 2022

Analyzes the ISO optional endorsement providing coverage for insured's cannabis stock and cannabis stock of others.

August 01, 2022

Summary:  With an effective date of 9/1/22 ISO has made available several endorsement amendments to address abuse or molestation liability exposures…

July 05, 2022

Discusses optional business income endorsements.