When an insured accidentally drives a vehicle into the pond, is it collision, other than collision, or mechanical breakdown?

When the rodents chew the wires, is the damage covered?

The ISO FP 00 12 04 16 Farm Property - Farm Dwellings, Appurtenant Structures and Household Personal Property Coverage Form.

The ISO FL 00 20 04 16 Farm Liability Coverage Form.

A summary of the ISO Circular for May 19, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

When objects or animals strike farm equipment, is the damage a collision loss?

Coverage for mobile equipment is a rather complex subject, given that coverage is split between the business auto and general liability coverage forms. We will look at the coverage provided by each of these forms, as well as how the coverages are designed to be applied in actual claim scenarios.

When the weight of ice and snow buckles the trusses but doesn't collapse the roof or the building, is there coverage?

A summary of the ISO Circular for February 27, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

A discussion of a bulletin published by the SD DOI providing information on requirements for marketing crop hail insurance.