This is the fourth and final part of a series of articles discussing the liability coverages of the Businessowners Policy, BP 00 03. This part discusses the Limits of Insurance and the liability Conditions portions of the policy.

This is an analysis of the liability coverages of the Businessowners Coverage Form, BP 00 03. This is Part 3 of the analysis, which addresses the liability and nuclear energy exclusions.

A discussion of a memorandum published by the Hawaii Insurance Division informing insurers of changes made by Act 79.

This is Part 2 of an analysis of the Businessowners Liability coverages, which addresses the coverages, supplementary payments, and who is an insured portions of the coverage form.

This Part 1 - Definitions describes and analyzes the liability and medical expenses definitions in the Businessowners (BOP) Coverage Form.

With a proposed effective date of 10/1/2026, ISO is revising endorsement CG 24 13 Amendment of Personal And Advertising Injury Definition.

When an insured accidentally drives a vehicle into the pond, is it collision, other than collision, or mechanical breakdown?

When the rodents chew the wires, is the damage covered?

The ISO FP 00 12 04 16 Farm Property - Farm Dwellings, Appurtenant Structures and Household Personal Property Coverage Form.

The ISO FL 00 20 04 16 Farm Liability Coverage Form.