Businessowners — Books as Valuable Papers? Q One of our businessowners insureds recently filed a claim for valuable papers and records coverage…

Businessowners — Lawsuit Alleging Loss of Use Q Our insured is a supplier of marine parts and equipment and was called upon by a Puerto Rico…

Computer Data Loss Covered by BOP? Q Our client, a tenant insured by form BP 00 02 12 99, had a loss to his computer hard drive and data, and also…

Water Loss From Swimming Pool Covered by BOP? Q We insure a local country club on a businessowners policy (BOP) with special causes of loss. Recently,…

Replacement Cost Defined Our insured has a businessowners policy, ISO special form BP 00 02 12 99. In August, lightning destroyed the computerized phone…

Falling Objects and the BOP Q An insured knocked over a medical instrument that contained mercury. The mercury spilled and cleanup costs were incurred.…

Discusses business income expense of valuable papers and records.

Water Loss to Boiler I have a businessowners policy covering a building I own. A pipe broke in the building, and the water from it destroyed an unused…

Businessowners — Does Faulty Design Exclusion Apply? Q We insure a business under a businessowners policy form BP 00 02 12 99. The tenants who…

Power Surge and the BOP Form Q I write an account on an ISO BOP coverage form, BP 00 02 12 99, with attached endorsement BP 04 56 01 97, utility services…