A discussion of a press release published by the California DOI warning of the dangers of the upcoming El Niño storms, following a declaration of a state of emergency.

A summary of the ISO Circular for September 23, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

This article analyzes form CP 10 28 02 19, Earthquake and Volcanic Eruption Coverage With Flat-Dollar Deductible.

A summary of the ISO Circular for September 17, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

This articles discusses the August 25, 2026 findings of U.S. District Senior Judge James K. Bredar in his dismissal of a number of public and private entity suits seeking economic damage recovery from the Francis Scott Key Bridge collapse. Bredar found that the entities are not entitled to economic damage losses because they had no proprietary interest in the bridge or other property.

This is analysis of form CP 10 40 02 19, Earthquake and Volcanic Eruption With Percentage Deductible.

When a water main breaks, is it ground water, surface water, or something else?

This is the fourth and final part of a series of articles discussing the liability coverages of the Businessowners Policy, BP 00 03. This part discusses the Limits of Insurance and the liability Conditions portions of the policy.

This is an analysis of the liability coverages of the Businessowners Coverage Form, BP 00 03. This is Part 3 of the analysis, which addresses the liability and nuclear energy exclusions.

This is Part 2 of an analysis of the Businessowners Liability coverages, which addresses the coverages, supplementary payments, and who is an insured portions of the coverage form.