A summary of the ISO Circular for June 3, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

When buying a property policy, an insured has the option of RCV or ACV. An insured will often pay more for the RCV on their property, only to find out during the final claims settlement that they would be better off financially to elect an ACV settlement. We will look at the advantages and disadvantages of each option in various claims situations to show why that might happen.

A discussion of a bulletin published by TDI announcing the data call for applicable insurers writing business in catastrophe areas.

A summary of the ISO Circular for March 19, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

A summary of the ISO Circular for March 10, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

With a proposed effective date of June 1, 2026, ISO is revising the title of one commercial property endorsement and adding three new endorsements. According to ISO, none of these endorsements add or remove coverage under the policy but are a clarification or reinforcement of coverage intent.

A summary of the ISO Circular for February 12, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

This article reviews the Category 07 Special Trade Contractors endorsements that can be attached to the Businessowners policy.

This article explores several means by which thefts may occur during the busy holiday season, and includes some preventative measures to consider.

This chart identifies the category 05 and category 06 endorsements applicable to the ISO Businessowners Coverage Part and provides a brief description of each endorsement.