Fire Loss Claim under BAP The insured's vehicle was hit by molten metal thrown from a passing train causing the rubber around the windshield to smolder…

October 21, 2009

Snowplow damages blacktop; is there coverage?

Loading or Unloading Issue under BAP and CGL Form Our question is whether a business auto policy or a general liability policy would respond to this…

Collision Loss or Comprehensive Loss under BAP The insured has a 2004 Freightliner grain truck on his business auto policy. The driver went to unload…

September 21, 2009

Golf Carts, Auto Policy, CGL Form In our town, a recent ordinance has been posted that has made golf carts street legal, within certain guidelines and…

Care, Custody, or Control Exclusion and BAP Coverage We have a claim under a commercial auto policy involving an insured who parks his commercial vehicle…

Mobile Equipment Transportation Causes Damage Our insured was transporting his auger in his pickup truck. The auger gear box came loose (cotter pin…

Mobile Equipment or Auto as Cause of Damage Our insured runs a tree service that cuts trees and removes them. He has a boom truck that he uses in his…

March 16, 2009

Insured tries to cross river in vehicle and damage occurs.

Covered Pollution Cost Question under BAP This is a single vehicle collision with a tractor trailer. The vehicle rolled over and diesel fuel spilled…