When the insured is in more states than the insurer, how does an insured balance requirements for newly added vehicles?

A summary of the ISO Circular for April 24, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

ISO has available seven endorsements to address the exposures associated with leasing or rental companies. Here we will provide a brief analysis of each of these endorsements.

Coverage for mobile equipment is a rather complex subject, given that coverage is split between the business auto and general liability coverage forms. We will look at the coverage provided by each of these forms, as well as how the coverages are designed to be applied in actual claim scenarios.

The ISO CA 20 12 10 13 Rent-It-There/Leave-It-Here Autos endorsement that can be used with the Business Auto Coverage Form or the Motor Carrier Coverage Form.

A summary of the ISO Circular for April 7, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

The ISO CA 20 11 10 13 Leasing or Rental Concerns - Exclusion of Certain Leased Autos that can be attached to the Business Auto Coverage Form or the Motor Carrier Coverage Form.

A summary of the bulletin regarding use of valuation software for total loss vehicles.

A summary of the ISO Circular for March 10, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

Calculation when value of autos exceeds policy limits.