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Although the amount of money being raised to finance InsurTech development is still robust, investors are becoming more strategic in placing their bets.

Whoever coined the business maxim, "The customer is always right," probably never had to investigate an insurance claim.

Drivers who allow their performance to be monitored remain the exception rather than the rule.

Could telematic data mining turn out to be a regulatory minefield for insurers collecting information on policyholders in real time?

Incumbent insurers are making great strides to keep up with the InsurTech and data analytics craze.

Regulators are challenged to enhance consumer protection as insurers rapidly expand their technological capabilities.

Investor interest in InsurTech startups remains quite robust, even if the focus has begun to shift to more mature players in a consolidating market.

In the year ahead, insurers will be challenged to effectively anticipate and adapt to an accelerating evolution in how insurance is designed, sold and serviced.