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Insuring large-scale festivals is hard enough. In the aftermath of Fyre Festivals epic failure, exposures are becoming more difficult and expensive to insure.

Zurich owed no duty to defend a school district in a suit by an alleged victim of molestation committed by a former teacher, a federal judge in Newark has ruled.

The issues of safety and sexual assault on campus are important ones for colleges, even though they aren't often discussed. And when the college is sued for negligence, the insurance policy may exclude coverage.

The duty to defend should be found inside the four corners of the policy, but some courts are expanding the test beyond the basic documents.

Sharing services like Uber, Lyft and Airbnb are creating new opportunities for enterprising individuals, while creating some coverage exposures for customers and policyholders alike.

Schools face an increasing number of legal exposures ranging from harassment and sexual molestation to more general premises liability issues.

Schools face an increasing number of legal exposures ranging from harassment and sexual molestation to more general premises liability issues.

With ample capacity, new players and new exposures to contend with, the Sports & Recreation market remains as competitive as ever.