{
  "author": {
    "name": "David Thamann",
    "webUrl": "/author/profile/david-thamann/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 21,
    "social": [],
    "articles": [
      {
        "uri": "/2016/12/06/are-concurrent-losses-covered-maybe-not/",
        "title": "Are concurrent losses covered? Maybe not",
        "byline": "David Thamann",
        "kicker": "Market Insights",
        "prettyDate": "December 06, 2016",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/david-thamann/",
            "name": "David Thamann"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "A loss involving covered and excluded events doesn't mean everything will be paid.",
        "body": null
      },
      {
        "uri": "/2016/09/12/before-you-add-that-additional-insured/",
        "title": "Before you add that additional insured...",
        "byline": " David Thamann ",
        "kicker": "News",
        "prettyDate": "September 12, 2016",
        "timeToRead": "6 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/david-thamann/",
            "name": "David Thamann"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "An endorsement in the CGL policy can extend an insurer's duty to defend.",
        "body": null
      },
      {
        "uri": "/2015/11/03/arising-out-of-means-what/",
        "title": "'Arising out of' means what?",
        "byline": "David Thamann",
        "kicker": "News",
        "prettyDate": "November 03, 2015",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/david-thamann/",
            "name": "David Thamann"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "The application of this phrase is frequently determined on a case-by-case basis.",
        "body": null
      },
      {
        "uri": "/2015/02/19/reducing-cyber-risk-exposures-8-category-coverages-to-consider/",
        "title": "Reducing cyber risk exposures: 8 category coverages to consider",
        "byline": "David Thamann",
        "kicker": "News",
        "prettyDate": "February 19, 2015",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/david-thamann/",
            "name": "David Thamann"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Cyber insurance is a critical risk management technique for todays businesses.",
        "body": null
      },
      {
        "uri": "/2014/10/10/protecting-schools-from-risk-exposures/",
        "title": "Protecting schools from risk exposures",
        "byline": "David Thamann",
        "kicker": "Market Insights",
        "prettyDate": "October 10, 2014",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/david-thamann/",
            "name": "David Thamann"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "Schools face an increasing number of legal exposures ranging from harassment and sexual molestation to more general premises liability issues.",
        "body": null
      },
      {
        "uri": "/2014/10/10/protecting-schools-from-risk-exposures/",
        "title": "Protecting schools from risk exposures",
        "byline": " David Thamann ",
        "kicker": "Market Insights",
        "prettyDate": "October 10, 2014",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/david-thamann/",
            "name": "David Thamann"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "Schools face an increasing number of legal exposures ranging from harassment and sexual molestation to more general premises liability issues.",
        "body": null
      },
      {
        "uri": "/2014/07/01/danger-on-the-golf-course/",
        "title": "Danger on the Golf Course",
        "byline": "David Thamann",
        "kicker": "",
        "prettyDate": "July 01, 2014",
        "timeToRead": "6 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/david-thamann/",
            "name": "David Thamann"
          }
        ],
        "kickerNode": [],
        "summary": "It is well into summer now and millions of men and women will be out on the golf course trying to beat par or improve their golf game by a stroke or two. While golfers are on the course, I doubt if many are concerned with a lurking danger that...",
        "body": null
      },
      {
        "uri": "/2014/01/10/prickly-liability-issues-purposely-distract-a-driv/",
        "title": "Prickly Liability Issues: Purposely Distract a Driver or Help an Adulterer - Who Will Pay?",
        "byline": " David Thamann ",
        "kicker": "Commentary",
        "prettyDate": "January 10, 2014",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/david-thamann/",
            "name": "David Thamann"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "P&C insurers face an array of complex issues in 2014, from determining liability for texting a driver who becomes involved in a crash, to lawyer-sponsored sites for adulterers.",
        "body": null
      },
      {
        "uri": "/2014/01/10/prickly-liability-issues-purposely-distract-a-driver-or-help-an-adulterer-who-will-pay/",
        "title": "Prickly Liability Issues: Purposely Distract a Driver or Help an Adulterer - Who Will Pay?",
        "byline": "David Thamann",
        "kicker": "Commentary",
        "prettyDate": "January 10, 2014",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/david-thamann/",
            "name": "David Thamann"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "P&C insurers face an array of complex issues in 2014, from determining liability for texting a driver who becomes involved in a crash, to lawyer-sponsored sites for adulterers.",
        "body": null
      },
      {
        "uri": "/2012/10/01/judicial-interpretations-of-owned-but-not-insured/",
        "title": "Judicial Interpretations of ‘Owned-But-Not-Insured’",
        "byline": "David Thamann",
        "kicker": "",
        "prettyDate": "October 01, 2012",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/david-thamann/",
            "name": "David Thamann"
          }
        ],
        "kickerNode": [],
        "summary": "What circumstances can invalidate the owned-but-not-insured exclusion? Some recent verdicts may provide guidance.",
        "body": null
      }
    ]
  }
}