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Businesses in Spain, Portugal and Ireland are allegedly being considered for divestment, although talks are still in early stages.

Bundling is an attractive option, but there are factors to consider when deciding whether it's best to keep your insurance policies with one carrier.

Coverages that BOPs typically provide include property insurance for buildings and contents, business interruption coverage and liability protection.

Floods are an excluded peril in standard homeowners policies, so those in areas in danger of flooding should consider additional coverage.

Here are the large P&C insurance carriers included in this annual list.

Claims related to fire or lightning tend to be the most costly of all, with each averaging just over $77,000.

This coverage is especially prudent when goods being transported are high-dollar, says the Insurance Information Institute.

Overall, annual shipping losses have fallen nearly 60% since 2012.