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Proceeds from the conference benefit nonprofit and charitable organizations through the IICF Community Grants Program.

Growing construction costs, increasing catastrophe exposure and a difficult reinsurance market led to the decision, according to the company.

Home insurance rates in the U.S. are expected to see an average increase of 9% this year.

Direct premiums written in 2022 were up nearly $80 billion from the previous year, according to the NAIC.

"Here, Estep contends that his accident occurred while he was loading his car with luggage, which was part of a greater mission of returning home to Chesapeake with that luggage," Judge Frank K. Friedman wrote on behalf of the majority. "Simply put, transporting luggage is a valid and expected use of a vehicle, and one cannot transport the baggage without first packing the vehicle."

Join this complimentary webcast to explore the many practical applications for AI in property and auto claims.

The rate increase following an accident varies depending on the location, driver's history and insurance company.

When broken down by vehicle type, Forbes found minivans were the least expensive to insure on average and coupes were the most expensive.