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In such an eventful year, with dozens of compelling stories as strong contenders, determining the Top 10 of 2011 was no easy task. But, after a lot of laborand internal debatewe feel the final list weve put together successfully captures the essential news of the past 12 months.

In such an eventful year, with dozens of compelling stories as strong contenders, determining the Top 10 of 2011 was no easy task. But, after a lot of laborand internal debatewe feel the final list weve put together successfully captures the essential news of the past 12 months.

Politicians, bureaucrats and industry associations kept our D.C. bureau chief, Arthur D. Postal, plenty busy in 2011. Here are his encapsulated reports on the quartet of congressional stories that mattered most this past yearand which will continue to be newsmakers in 2012.

State-based insurance regulation has an inherent weaknessthe ability to stray from or misinterpret national standards or model laws, says the Risk and Insurance Management Society Inc.

State-based insurance regulation has an inherent weaknessthe ability to stray from or misinterpret national standards or model laws, says the Risk and Insurance Management Society Inc.

With a host of state and federal legislative issues up for grabs (NFIP, NARAB II, health care reform and more), insurance trade associations are busier than ever representing the needs of their members to legislators. Find out about what the industrys top associations have in store for 2012 and beyond.

The outline for a compromise over a uniform mechanism to implement the surplus-lines and reinsurance-modernization law emerged during the National Association of Insurance Commissioners fall meeting on Oct. 28.

The states have botched implementation of the surplus-lines provisions of the Dodd-Frank financial services reform law, an insurance broker tells Congress today.