IT'S 9:25 a.m. Friday. You pick up the phone and dial a company underwriter, thinking, "Maybe I'll get lucky" as you type in the four-digit extension. "You have reached the voice mail of..." No dice. You leave a detailed message, explaining that you
LAWYERS, particularly those practicing at large firms, are highly trained specialists who know their areas of the law inside and out. When it comes to their professional liability insurance, I believe they are best served by agents or brokers who
While some corporate intranets are deluged by local sites that drown internal business users in too much or irrelevant information, other insurance companies know how ...
Excess & surplus lines companies have been a valuable resource for agents and brokers during the hard market. Even as market conditions soften, E&S insurers are likely to continue playing an important role for producers, as admitted carriers
(This article was derived from a presentation at the Third Annual Target Markets Program Administrators Summit, which was held in October in Tempe, Arizona.) PROGRAM administrators have a number of options for obtaining insurance for their programs.
AS AN insurance agent for more than 25 years, I have always understood that one deals with the excess and surplus-lines market at one's own risk. For years we have struggled with submissions in which we have applied for specific coverage, only to
THE STORM has died down, the seas have calmed and the clouds are parting. The surety industry has weathered the turbulent times of the late 1990s and the first years of the 21st century, and has come through intact and on course for a potential
We all know someone who sticks his head in the sand and refuses to accept progress every time new technology comes along. When talking pictures came out, someone probably said they were a "fad" that wouldn't last long. Naysayers probably said the
In this age of the Internet and burgeoning technology, the high-touch often is overshadowed by the high-tech. Far from being obsolete, however, social-service organizations are more important than ever, as are the agents who arrange their insurance
THE FINANCIAL condition of a carrier should be as important to you and your clients as a company's coverages, limits, premium and customer satisfaction ratings. If an insurer's ability to honor its commitments is doubtful, then its policy is not