{
  "author": {
    "name": "Phil Galewitz",
    "webUrl": "/author/profile/phil-galewitz/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 44,
    "social": [],
    "articles": [
      {
        "uri": "/2009/12/31/does-cover-florida-need-a-new-name/",
        "title": "Does "Cover Florida" Need a New Name?",
        "byline": "Phil Galewitz",
        "kicker": "Market Insights",
        "prettyDate": "December 31, 2009",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-galewitz/",
            "name": "Phil Galewitz"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "At the start of 2009, there were high hopes but low expectations for Florida's new program to help its nearly four million residents without health insurance.",
        "body": null
      },
      {
        "uri": "/2009/10/31/new-florida-law-covers-sinkholes/",
        "title": "New Florida Law Covers Sinkholes",
        "byline": "Phil Galewitz",
        "kicker": "Market Insights",
        "prettyDate": "October 31, 2009",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-galewitz/",
            "name": "Phil Galewitz"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "Asked recently to list some of the biggest factors behind rising insurance costs, Florida Insurance Commissioner Kevin McCarty named the usual suspects, including the rising price of reinsurance and the overall economic downturn.",
        "body": null
      },
      {
        "uri": "/2009/08/31/reading-writing-and-insurance/",
        "title": "Reading, Writing, and Insurance",
        "byline": "Phil Galewitz",
        "kicker": "Market Insights",
        "prettyDate": "August 31, 2009",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-galewitz/",
            "name": "Phil Galewitz"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "It is back-to-school time, and that means millions of students heading off to college.",
        "body": null
      },
      {
        "uri": "/2009/06/30/health-reform-talk-worries-agents/",
        "title": "Health Reform Talk Worries Agents",
        "byline": "Phil Galewitz",
        "kicker": "",
        "prettyDate": "June 30, 2009",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-galewitz/",
            "name": "Phil Galewitz"
          }
        ],
        "kickerNode": [],
        "summary": "With Congress poised to take up major health reform this summer, Florida's insurance agents are feeling nervous about the possible outcome. It is not that Florida health insurance agents do not see a",
        "body": null
      },
      {
        "uri": "/2009/05/31/health-insurers-win-some-lose-some/",
        "title": "Health Insurers Win Some, Lose Some",
        "byline": "Phil Galewitz",
        "kicker": "Market Insights",
        "prettyDate": "May 31, 2009",
        "timeToRead": "8 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-galewitz/",
            "name": "Phil Galewitz"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "Florida's health insurers blocked several mandated-coverage bills from becoming law in this year's legislative session. But the industry was defeated by the physician lobby on a bill that would",
        "body": null
      },
      {
        "uri": "/2009/03/31/workers-compensation-premium-fraud-claims-many-victims/",
        "title": "Workers' Compensation Premium Fraud Claims Many Victims",
        "byline": "Phil Galewitz",
        "kicker": "Market Insights",
        "prettyDate": "March 31, 2009",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-galewitz/",
            "name": "Phil Galewitz"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "When most people think of workers' compensation fraud, they envision an employee filing a claim for a leg injury only to be caught running a marathon a few weeks later. But it is a different type of",
        "body": null
      },
      {
        "uri": "/2008/12/31/cover-florida-health-program-debuts/",
        "title": "\"Cover Florida\" Health Program Debuts",
        "byline": "Phil Galewitz",
        "kicker": "Market Insights",
        "prettyDate": "December 31, 2008",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-galewitz/",
            "name": "Phil Galewitz"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "But with Florida facing a $2 billion budget deficit, there's no money for any major marketing campaign. That means the state and insurance carriers are relying heavily on insurance agents to promote",
        "body": null
      },
      {
        "uri": "/2008/11/30/peos-rolling-through-rocky-economic-times/",
        "title": "PEOs Rolling Through Rocky Economic Times",
        "byline": "Phil Galewitz",
        "kicker": "",
        "prettyDate": "November 30, 2008",
        "timeToRead": "6 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-galewitz/",
            "name": "Phil Galewitz"
          }
        ],
        "kickerNode": [],
        "summary": "For Florida's professional employer organizations (PEOs), these are the worst of times - and the best of times. The faltering economy means many of the small firms the PEOs usually count on for",
        "body": null
      },
      {
        "uri": "/2008/09/30/falling-workers-compensation-rates-worry-insurers/",
        "title": "Falling Workers' Compensation Rates Worry Insurers",
        "byline": "Phil Galewitz",
        "kicker": "",
        "prettyDate": "September 30, 2008",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-galewitz/",
            "name": "Phil Galewitz"
          }
        ],
        "kickerNode": [],
        "summary": "That's what workers' compensation insurers in Florida are asking about the price of coverage. They thought they were there earlier this year following a state-mandated 18.4 percent rate rollback.",
        "body": null
      },
      {
        "uri": "/2008/08/31/insuring-the-invincibles/",
        "title": "Insuring the Invincibles",
        "byline": "Phil Galewitz",
        "kicker": "Market Insights",
        "prettyDate": "August 31, 2008",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-galewitz/",
            "name": "Phil Galewitz"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "One of the biggest groups of Floridians without health insurance -- people in their 20s -- is actually one of the easiest groups to insure. Because of their age and low risk of developing a costly",
        "body": null
      }
    ]
  }
}