Producers might be laboring under an unrealistic view of Personal lines performance, and it may be time to adjust those expectations.

In the struggle to digest more and more and data, insurers need to stay focused on gaining actionable insight and achieving outcomes that advance business strategy.

It's safe to say that you won't find any punch-card readers in use at insurance companies anymore, and youd probably be hard-pressed to even find a typewriter. Those two machines were instrumental to record keeping and data processing at insurers for decades but, ultimately, they made way for a new...

Carriers offer some level of online capability for commercial customers and prospects, but functionality varies. Complexity with state laws and rating procedures add to the challenge of online sales.

With ample capacity, new players and new exposures to contend with, the Sports & Recreation market remains as competitive as ever.

Many companies aren't willing to give up on their legacy systems just yet. The risk lies in trading the known for the unknown. Systems contain business rules that reflect decades of company history, records of products and customers, data that can be mined and other valuable assets.

As construction heats up, producer opportunity abounds in selling cover for enlarged vehicle fleets, as well as CGL and E&O protection against defaults. But the hiring of inexperienced workers and rehiring of long-absent ones spur new claims.

By 2016 cloud deployments will represent the bulk of IT spending, one study says, but insurers are a naturally risk-averse bunch and remain wary about cloud security.