Welcome to March, in which we once again celebrate National Ethics Month. My lesson to the industry is not based upon the traditional right versus wrong approach but rather a path that applies ethics to the practical issues insurance folks face every day: right versus right.

When Frank Sinatra originally recorded the song Love and Marriage in 1955, it became a huge hit. Yet, like many once-popular notions, those lyrics seem nostalgically quaint in our current world.

Homeowners and auto policies cover owners and their spouses--but not unrelated persons. Agents have a growing multitude of insurance consumers requiring professional advice and counsel, who no longer fit the resident spouse mold.

Be it resolved: Insurance is not a commodity

Happy 2015! You know what that meansit's time for our annual New Year's Resolution. (Yes, singular.)

Yes, it has been a long time since I last wrote. But deep down, I always knew that if a day should arrive when all else has failed, you would be there. Please say you can help me this year with my one simple, yet fervent gift request.

Whatever your personal choice of holiday meal, the air will soon be filled with turkey jokes, turkey recipes and a last-minute Presidential pardon, all for a bird that can't fly.

October has its own claim to pop culture infamy: the annual scarefest known as Halloween. How appropriate that one of my latest email queries contained a scary assumption: