American footballan insurance claimParties and holidaysAmerican Modern

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          1. Address any injuries first.
          2. Ensure other guests are safe and secure.
          3. Take pictures.
          4. Quickly report the loss to the insurance company.
          5. Be sure to provide the names and contact information forwitnesses.
          6. If possible, secure the scene for the insurance company tovisit and complete an assessment.
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No. 1: Look out for inebriated guests.

Insurance Information Institutedrive home while intoxicatedthe coldest, snowiest part of winter

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No. 2: Responsibly 'fire up the barbie.'

fire safety tools

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No. 3: Ward off foodborne illness.

U.S. Department of Agriculture—It is vital— Whenfoodsbacteria can multiply rapidly— Avoid serving— If warm takeout— Iftake-out foods— Cold foods— Use a foodthermometer

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No. 4: Minimize pet stress.

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No. 5: Consider supplemental coverage.

FarmersInsurancehomeowners' policiesdamage to home or propertySeealso:Where do insurance company Super Bowl ads rank withviewersNationwide defends its position over controversialSuper Bowl ad

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Elana Ashanti Jefferson

Elana Ashanti Jefferson serves as ALM's PropertyCasualty360 Group Chief Editor. She is a veteran journalist and communications professional. Reach her by sending an e-mail to [email protected].