Circular Tracker 7-22-2025

A summary of the ISO Circular for July 22, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

Vehicle Stolen From Valet Parking Service

Vehicle Stolen from Valet Parking Service December 30, 2013 Our insured is an upscale restaurant that provides a valet parking service for customers.…

PIP Benefits and Bad Faith Claim

In Endo Surgi Center, P.C. v. Liberty Mut. Ins. Co., 2007 WL 1038758 (2007), a medical services provider, as assignee of the insureds under an automobile…

General Liability Endorsements - Punitive Damages Exclusion, War Exclusion, Amendment of Personal & Advertising Injury, and Litigation Funding Disclosure

In this publication, we analyze an ISO punitive damages exclusion endorsement, a third-party litigation funding disclosure agreement, an updated war exclusion, and an editorial amendment to endorsement CG 24 13 - Amendment of Personal and Advertising Injury Definition.

CG 20 35 12 19 Additional Insured - Grantor of Licenses - Automatic Status When Required by Licensor

Standard Homeowners Endorsements Discussed - Part 7

Part seven in a series of articles discussing endorsements available for the ISO homeowners 2022 program. This article discusses endorsements HO 06 01 to HO 06 49.

Top 10 Insurance Coverage Case Law Developments from FC&S Legal for February

Here are the Top 10 Insurance Coverage Case Law Developments from FC&S Legal for February: When…

ACV or Replacement Cost Valuation on Loss?

Discusses addition of slab in calculation of replacement cost of building.

CG 21 55 09 99 Total Pollution Exclusion with a Hostile Fire Exception

CG 21 55 09 99 Total Pollution Exclusion with a Hostile Fire Exception, September 1999 Edition

Crime Policies and Doggie Doors

Discusses policy requirement for theft prevention and access through doggie door.