CG 34 16 12 19 Genetically Modified Organism Exclusion for Designated Operations or Products

2019 Cease and Desist Order Upheld

A cease and desist order issued to State Farm in 2019 has been upheld regarding application of hurricane deductibles.

Washington Commissioner asks Insurers to Expedite Debris Removal Process

This will speed up the rebuilding process.

Insurance Fraudster Claims Food Poisoning, Nets Over $204K

A New Hampshire woman has pleaded guilty for participating in an insurance fraud scheme involving claiming food poisoning from several restaurants and food companies.

Loss of Income Coverage and Power Failure

Loss of Income Coverage and Power Failure Q Our insured's policy provides loss of income coverage with a limit of $25,000 in any one "event" on loss…

CG 00 78 01 26 Exclusion - War

The ISO CG 00 78 01 26 Exclusion - War endorsement that attaches to the Product Withdrawal Coverage Part.

Diversity Claim Denied in Katrina-Related Case

In a Hurricane Katrina-related case, the United States District Court for the Eastern District of Louisiana ruled that complete diversity between parties was destroyed and the court had no subject-matter jurisdiction.

BP 04 07 07 02 Additional Insured - State or Political Subdivisions - Permits Relating to Premises

BP 04 07 07 02 Additional Insured - State or Political Subdivisions - Permits Relating to Premises, July 2002 Edition

Law Capping Reinsurers' Liability Struck Down by 2nd Circuit

The law falls after more than two decades on the books.

Circular Tracker 8-20-2025

A summary of the ISO Circular for August 20, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.